High-Yield Savings

Exceptional 4.75% APY
on your Premier Savings

Reach your goals faster with a high-yield savings account — no monthly maintenance fees, 24/7 mobile access, and your money insured up to $1,000,000 through our partner banks.

4.75% APY$0 Monthly Fees$1M Insured

Get Started See How Much You'll Earn

Woman checking her high-yield savings balance on her phone

A savings account built to fit your ambitions

Premier Savings pairs a top-tier rate with none of the fees that slow down traditional banks.

Exceptional APY

Earn 4.75% APY on balances of $1,000 or more — more than 12x the national average savings rate.

No Monthly Fees

A high-yield savings account with no monthly maintenance fees, no minimum balance penalties, and no surprises.

Insured Up to $1 Million

Your money is protected through FDIC and/or NCUA insurance across our participating partner banks.

Maximize your savings

See how Premier Savings stacks up against the national average.

	LendWise Premier Savings	National Average
Annual Percentage Yield (APY)	4.75%	0.38%
Interest earned on a $2,500 deposit / year	$119	$9
Monthly maintenance fee	$0	$5–$15

Figures are illustrative examples for demo purposes only and assume principal and interest remain on deposit with no rate changes.

See how fast your savings can grow

Move the sliders to estimate your balance at 4.75% APY, compounded daily.

Savings Calculator

Estimates only — for illustrative purposes

Initial Deposit

$2,500

$1,000$100,000

Save For

5 years

1 year10 years

Total Savings$3,163

Total Interest Earned$663

Open a Premier Savings Account

Manage your money on the go

Secure, 24/7 access to your balance from any device
Transfer money between your accounts in seconds
Set up real-time alerts so you're always in control
Open a joint account with a partner or family member

Premier Savings

APY4.75%

Minimum to Earn APY$1,000

Monthly Fees$0

InsuranceUp to $1,000,000

Get Started

Premier Savings FAQs

A high-yield savings account pays a significantly higher interest rate than a traditional savings account. Premier Savings accrues interest daily and credits it to your account monthly, so your money grows faster the longer it stays deposited.

You can fund your Premier Savings account via standard ACH transfer, wire transfer, or by setting up direct deposit with your payroll provider once your account is open.

Yes. Premier Savings accounts are available as joint accounts for two account holders — simply select the joint account option when you apply.

Yes. Deposits are insured up to $1,000,000 in FDIC and/or NCUA coverage through our participating partner banks — well above the standard $250,000 single-bank limit.

LendWise Premier Savings is a demo product for illustrative purposes only. All rates, insurance figures, and calculator results on this page are simulated and do not represent a real deposit account, offer, or guarantee of return.

Exceptional 4.75% APYon your Premier Savings