Our Story
Founded in 2019, LendWise was built on the belief that traditional lending unfairly penalizes millions of creditworthy borrowers. Banks and traditional lenders rely on outdated credit models that ignore critical signals of financial responsibility — like your education, employment history, and income trajectory.
Our founders, a team of data scientists and financial technology veterans, developed an AI-powered platform that analyzes over 1,000 variables to paint a complete picture of your financial health. The result: more approvals, lower rates, and a fairer lending experience for everyone.
Today, LendWise has helped over 500,000 borrowers access over $5 billion in affordable credit — and we're just getting started.
$5B+Funded
500K+Borrowers
4.8Average Rating
26%Avg. Rate Savings