Smarter decisions.
Stronger portfolios.
License the same AI-powered risk models that power LendWise to expand approvals, reduce defaults, and close more loans — without taking on more risk.
We don't just finance loans — we understand the borrower
Our underwriting models look past the credit score, so you can safely approve more of the customers already walking through your door.
Expand Your Approvals
Approve more creditworthy applicants by evaluating income, employment, and education alongside traditional credit data.
Boost Growth with Smarter Deal Structures
Give your team flexible pricing and term options backed by real-time risk insights, tailored to every applicant.
Gain Deeper Credit Insights
Speed up closing with instant, explainable decisions your compliance team can stand behind.
Close more deals with smarter financing offers
Present every applicant with clear, side-by-side loan options generated in real time, so they can choose the offer that fits — right at the point of sale.
- Real-time, multi-offer comparison
- Transparent rates your customers trust
- One-click offer selection at checkout
Improve profitability with more flexible financing options
Our underwriting engine scores risk in real time across desktop and mobile, giving your team the confidence to extend financing to more applicants profitably.
- Live approval probability & risk scoring
- Works on any device, in-store or online
- Full visibility into decision factors
Speed up financing & simplify the process
A guided, three-step application replaces stacks of paperwork, cutting average decision time from days to minutes without sacrificing compliance.
- 3-step guided application flow
- Instant, explainable decisions
- Built-in compliance & audit trail
“Partnering with LendWise let us say yes to more of our members without changing our risk appetite. Our decision times dropped from days to minutes.”
Ready to close more deals with AI-powered financing?
Tell us about your business and our partnerships team will follow up within 1-2 business days.